The cabin had a dirt floor and there were chickens in the house.Obviously，the old lady could not have qualified to purchase anything oncredit-no car，no phone，no real job，nothing but a roof over her head and not a very good one at that.I could see daylight through it in several places.Her little granddaughter was about 10，barefoot and wearing a feed-sack dress.
I explained to the old lady that we could not sell a new piano for＄10 a month and that she should stop writing to us every time she saw our ad.I drove away heartsick，but my advice had no effect—she still sent us the same postcard every six weeks.Always wanting a new piano，red mahogany，please，and swearing she would never miss a＄10 payment.It was sad.
A couple of years later，I owned my own piano company，and when I advertised in that area，the postcards started coming to me.For months，I ignored them-what else could I do？
But then，one day when I was in the area something came over me.I had a red mahogany piano on my little truck.Despite knowing that I was about to make a terrible business decision，I delivered the piano to her and told her I would carry the contract myself at＄10 a month with no interest，and that would mean 52 payments.I took the new piano in the house and placed it where I thought the roof would be least likely to rain on it.I admonished her and the little girl to try to keep the chickens off it，and I left—sure I had just thrown away a new piano.
But the payments came in，all 52 of them as agreed—sometimes with coins taped to a 3×5 inch card in the envelope.It was incredible！
So，I put the incident out of my mind for 20 years.
Then one day I was in Memphis on other business，and after dinner at the Holiday Inn on the Levee，I went into the lounge.As I was sitting at the bar having an after-dinner drink，I heard the most beautiful piano music behind me.I looked around，and there was a lovely young woman playing a very nice grand piano.